SolutionsBorrowers
Become the borrower every capital provider wants
Deliver accurate reporting, greater transparency, and stronger compliance that set best-in-class borrowers apart.
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Key Outcomes
Turn your asset-backed finance operations into an advantage
Prevent costly mistakes
Catch reporting and compliance issues before they create corrections, delays, or unnecessary friction with capital providers.
Expand capital access
Give capital providers the transparency, accuracy, and confidence they need to work with you.
Maximize borrowing capacity
Optimize collateral across facilities, stay within eligibility and concentration limits, and model scenarios before you commit.
How it Works
One AI-native platform to elevate your ABF operating standard
01
Provide reliable data every time
Set a higher standard for every deal. AI extracts, standardizes, and validates your data so your reports are accurate the first time.
Explore Data OS 02
Deliver a higher standard of reporting and compliance
Automate reporting and compliance, optimize collateral across facilities, and stay ahead of covenants as you grow.
Explore Capital OS 03
Give capital providers total confidence in your portfolio
Stay ahead of compliance risk, answer portfolio questions faster, and deliver reliable reporting from verified data.
Explore Insight OS 04
Independent expertise for critical capital markets workflows
Setpoint combines capital markets experts with purpose-built technology to verify collateral, validate calculations, and manage critical workflows.
Explore RolesClientele
Engineered for the most ambitious teams in ABF:
Where Setpoint Works
Built for the breadth of asset-backed finance
Setpoint supports capital operations across a wide range of asset classes, transaction structures, and industry sectors.
Handle any asset class:
Residential Real Estate / RMBS
9
Mortgage (Agency, Non-QM)
Bridge loans
RTL
DSCR
Ground up
SFR
HEI / HEA
MSR
Tax liens
Commercial Real Estate / CMBS
6
Triple net lease
Hotels
Office
Multi-family
Industrial
Retail
Consumer Finance
8
Consumer loans
Credit cards
BNPL / Point of sale
Earned wage access
Home improvement
Debt resolution
Student loans
Unsecured / secured
Auto
5
Loans
Fleet
Leases
Floorplan
Rental
Commercial Finance
12
Equipment financing
Accounts receivables
Factoring
Small business loans
Supply chain finance
ABL
Invoice finance
Merchant cash advance
B2B BNPL
Term loans
Corporate cards
Premium finance
Hard Assets
4
Aircraft and aviation
Retail car and container
Maritime
Chassis
Corporate Loans
3
Direct lending and unitranche
Broadly syndicated
Recurring revenue and venture debt
Esoteric
6
Media finance (music, film, and TV rights)
Whole business
Litigation finance
PACE
Solar
Life settlements
Fund Finance
5
NAV
Subscription and capital call
GP finance
Credit warehouse
Equity commitment letter
Infrastructure
5
Digital infrastructure
Toll roads
Bridges
Airports
Telecom
Manage every transaction type
Support any industry sector:
CUSTOMERS
See what a new, AI-native operating standard does for top lenders
Explore all Customer Stories
IMPACTS
The results speak for themselves
<24h
average time to fund
2-3 pts
more debt drawn
95%
less time spent reporting
FAQ
Need answers?
Setpoint helps the teams that raise capital become the borrower every capital provider wants. You provide reliable data to your capital providers the first time, deliver a higher standard of reporting and compliance, and maximize your borrowing capacit - giving capital providers confidence in your portfolio and expanding your access to capital.
Yes. Setpoint models how your assets are allocated across your portfolio and allows you to test multiple scenarios in minutes. Draw more against the assets you already hold while ensuring compliance.
No. You can run Setpoint on your own side and submit verified data and reporting to any capital provider. When your lenders are on Setpoint as well, coordinating and resolving questions gets even easier, but none of the day-one value depends on it.
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