The operating system for capital markets.

Setpoint embeds with borrowers and lenders to enhance debt facility management.

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Warehouse Facilities

Forward Flow

Securitization Management

Leverage and Fund Finance

Setpoint is your profit multiplier.

Fast

Get up and running on Setpoint quickly, with zero lift from your team. Once live, enjoy reduced funding times and seamless operations.

Easy

Always experience a white-glove onboarding. We establish the right processes at closing or ensure a seamless transition mid-transaction.

Efficient

Our Capital Solutions team brings the expertise, letting you focus on growth and your business.

The capital markets OS.

Over $50 billion in financed assets are powered by Setpoint’s technology annually across ABS and ABF markets.

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Innovative capital teams run on Setpoint.

Debt Capital

Fund intraday, automate borrowing requests & reporting, optimize pledging, and forecast lender compliance.

Securitized Products

Automate investor reporting, asset & collateral management workflows, and select optimal static pools to securitize.

Equity Capital

Allocate efficiently based on acquisition partner requirements, originate based on funding capacity, and forecast portfolio performance.

For Borrowers

For Lenders

Institutional Lenders

Standardize borrower data, reconcile calcs, and manage your entire ABL portfolio. Access real time analytics and track loan-level data.

Asset Managers

Leverage our asset modelling tools to underwrite new loans, project IRR/MOIC, and manage credit lines.

Private Credit

Access our software to manage funding operations and centralize all borrower activity in a single platform.

Setpoint offers quality capital markets operators with high data standards adept at configuring technology and services to meet individual facility needs. They set up tech-enabled processes that foster greater precision in diligence and calculation agent reports, which translates to faster fundings and ongoing compliance.

Setpoint’s integration has helped expedite warehouse operations for our lending team and our borrowers.

Tier 1 Institutional Bank

Our Capital Markets team was really impressed with Setpoint’s thoroughness throughout the technical build process, which they maintained while implementing our account at record speed.

We will be using Setpoint third party services for every new securitization issued in 2024 and are exploring a path to use the Capital OS software on all of our warehouse lines.

Auto Originator

Setpoint has been adding business value since Day 1. I’ve been in Excel for most of my career and I’ve never seen software like this. We hired them a few months after closing a warehouse line and their Capital Markets team uncovered inconsistencies in our models. The Setpoint team closely reviewed the the credit agreement terms and ensured we were accurately managing our borrowing base.

Setpoint’s technology now automates our borrowing base and monthly servicer reporting, which is 99% faster than our current process. This positions us well for growth.

SMB Originator

With Setpoint’s technology, our company is able to fund transactions in a matter of hours, not days or weeks. Setpoint has enabled us to improve closing times without relying on rigid, expensive sources of capital.

The platform’s speed and ease of use is unparalleled. As a result, we save time, money, and stress – which is important as we rapidly scale.

Real Estate Lender

Setpoint offers quality capital markets operators with high data standards adept at configuring technology and services to meet individual facility needs. They set up tech-enabled processes that foster greater precision in diligence and calculation agent reports, which translates to faster fundings and ongoing compliance.

Setpoint’s integration has helped expedite warehouse operations for our lending team and our borrowers.

Tier 1 Institutional Bank

Our Capital Markets team was really impressed with Setpoint’s thoroughness throughout the technical build process, which they maintained while implementing our account at record speed.

We will be using Setpoint third party services for every new securitization issued in 2024 and are exploring a path to use the Capital OS software on all of our warehouse lines.

Auto Originator

Setpoint has been adding business value since Day 1. I’ve been in Excel for most of my career and I’ve never seen software like this. We hired them a few months after closing a warehouse line and their Capital Markets team uncovered inconsistencies in our models. The Setpoint team closely reviewed the the credit agreement terms and ensured we were accurately managing our borrowing base.

Setpoint’s technology now automates our borrowing base and monthly servicer reporting, which is 99% faster than our current process. This positions us well for growth.

SMB Originator

With Setpoint’s technology, our company is able to fund transactions in a matter of hours, not days or weeks. Setpoint has enabled us to improve closing times without relying on rigid, expensive sources of capital.

The platform’s speed and ease of use is unparalleled. As a result, we save time, money, and stress – which is important as we rapidly scale.

Real Estate Lender

Setpoint offers quality capital markets operators with high data standards adept at configuring technology and services to meet individual facility needs. They set up tech-enabled processes that foster greater precision in diligence and calculation agent reports, which translates to faster fundings and ongoing compliance.

Setpoint’s integration has helped expedite warehouse operations for our lending team and our borrowers.

Tier 1 Institutional Bank

Our Capital Markets team was really impressed with Setpoint’s thoroughness throughout the technical build process, which they maintained while implementing our account at record speed.

We will be using Setpoint third party services for every new securitization issued in 2024 and are exploring a path to use the Capital OS software on all of our warehouse lines.

Auto Originator

Setpoint has been adding business value since Day 1. I’ve been in Excel for most of my career and I’ve never seen software like this. We hired them a few months after closing a warehouse line and their Capital Markets team uncovered inconsistencies in our models. The Setpoint team closely reviewed the the credit agreement terms and ensured we were accurately managing our borrowing base.

Setpoint’s technology now automates our borrowing base and monthly servicer reporting, which is 99% faster than our current process. This positions us well for growth.

SMB Originator

With Setpoint’s technology, our company is able to fund transactions in a matter of hours, not days or weeks. Setpoint has enabled us to improve closing times without relying on rigid, expensive sources of capital.

The platform’s speed and ease of use is unparalleled. As a result, we save time, money, and stress – which is important as we rapidly scale.

Real Estate Lender