The capital markets OS.

Setpoint’s operating system makes lending fast, accurate, and efficient for borrowers and lenders.

Software and services to manage capital efficiently.

98%
time savings
Save time & money
Streamline funding operations with automated data ingestion, calculations and reporting workflows.
65 bps
annualized savings
Drive growth
Run scenarios, project cash flows, and leverage our AI engine for optimal asset allocation and max ROI.
12.5 bps
annualized savings
Increase liquidity
Access real-time Third-Party Reviews and certifications, improving capital access while ensuring compliance.

Setpoint offers quality capital markets operators with high data standards adept at configuring technology and services to meet individual facility needs. They set up tech-enabled processes that foster greater precision in diligence and calculation agent reports, which translates to faster fundings and ongoing compliance.

Setpoint’s integration has helped expedite warehouse operations for our lending team and our borrowers.

Tier 1 Institutional Bank

Our Capital Markets team was really impressed with Setpoint’s thoroughness throughout the technical build process, which they maintained while implementing our account at record speed.

We will be using Setpoint third party services for every new securitization issued in 2024 and are exploring a path to use the Capital OS  software on all of our warehouse lines.

Auto Originator

Setpoint has been adding business value since Day 1. I’ve been in Excel for most of my career and I’ve never seen software like this. We hired them a few months after closing a warehouse line and their Capital Markets team uncovered inconsistencies in our models. The Setpoint team closely reviewed the the credit agreement terms and ensured we were accurately managing our borrowing base.

Setpoint’s technology now automates our borrowing base and monthly servicer reporting, which is 99% faster than our current process. This positions us well for growth.

SMB Originator

With Setpoint’s technology, our company is able to fund transactions in a matter of hours, not days or weeks. Setpoint has enabled us to improve closing times without relying on rigid, expensive sources of capital.

The platform’s speed and ease of use is unparalleled. As a result, we save time, money, and stress – which is important as we rapidly scale.

Real Estate Lender

Setpoint offers quality capital markets operators with high data standards adept at configuring technology and services to meet individual facility needs. They set up tech-enabled processes that foster greater precision in diligence and calculation agent reports, which translates to faster fundings and ongoing compliance.

Setpoint’s integration has helped expedite warehouse operations for our lending team and our borrowers.

Tier 1 Institutional Bank

Our Capital Markets team was really impressed with Setpoint’s thoroughness throughout the technical build process, which they maintained while implementing our account at record speed.

We will be using Setpoint third party services for every new securitization issued in 2024 and are exploring a path to use the Capital OS  software on all of our warehouse lines.

Auto Originator

Setpoint has been adding business value since Day 1. I’ve been in Excel for most of my career and I’ve never seen software like this. We hired them a few months after closing a warehouse line and their Capital Markets team uncovered inconsistencies in our models. The Setpoint team closely reviewed the the credit agreement terms and ensured we were accurately managing our borrowing base.

Setpoint’s technology now automates our borrowing base and monthly servicer reporting, which is 99% faster than our current process. This positions us well for growth.

SMB Originator

With Setpoint’s technology, our company is able to fund transactions in a matter of hours, not days or weeks. Setpoint has enabled us to improve closing times without relying on rigid, expensive sources of capital.

The platform’s speed and ease of use is unparalleled. As a result, we save time, money, and stress – which is important as we rapidly scale.

Real Estate Lender

Setpoint offers quality capital markets operators with high data standards adept at configuring technology and services to meet individual facility needs. They set up tech-enabled processes that foster greater precision in diligence and calculation agent reports, which translates to faster fundings and ongoing compliance.

Setpoint’s integration has helped expedite warehouse operations for our lending team and our borrowers.

Tier 1 Institutional Bank

Our Capital Markets team was really impressed with Setpoint’s thoroughness throughout the technical build process, which they maintained while implementing our account at record speed.

We will be using Setpoint third party services for every new securitization issued in 2024 and are exploring a path to use the Capital OS  software on all of our warehouse lines.

Auto Originator

Setpoint has been adding business value since Day 1. I’ve been in Excel for most of my career and I’ve never seen software like this. We hired them a few months after closing a warehouse line and their Capital Markets team uncovered inconsistencies in our models. The Setpoint team closely reviewed the the credit agreement terms and ensured we were accurately managing our borrowing base.

Setpoint’s technology now automates our borrowing base and monthly servicer reporting, which is 99% faster than our current process. This positions us well for growth.

SMB Originator

With Setpoint’s technology, our company is able to fund transactions in a matter of hours, not days or weeks. Setpoint has enabled us to improve closing times without relying on rigid, expensive sources of capital.

The platform’s speed and ease of use is unparalleled. As a result, we save time, money, and stress – which is important as we rapidly scale.

Real Estate Lender

Manage your portfolio in one place.

Setting up with Setpoint is easy and requires no work from your engineering or capital markets teams.

For Lenders
For Borrowers
01
Digitize Loan Service Agreements
02
Standardize & centralize data
03
Optimize your portfolio
04
Automate funding, reporting & compliance
05
Integrate Third Party Services

Meet your capital markets source of truth.

Manage transactions on Setpoint throughout the financing lifecycle, from post-origination to warehouse and securitization.

Simple Software
Manage your entire portfolio and collateral at-a-glance.
Tech-Enabled Third Party Services
Verify collateral docs, calculations, and payments via Setpoint.


Innovative capital teams run on Setpoint.

Debt Capital

Fund intraday, automate borrowing requests & reporting, optimize pledging, and forecast lender compliance.

Securitized Products

Automate investor reporting, asset & collateral management workflows, and select optimal static pools to securitize.

Equity Capital

Allocate efficiently based on acquisition partner requirements, originate based on funding capacity, and forecast portfolio performance.
For Borrowers
For Lenders

Institutional Lenders

Standardize borrower data, reconcile calcs, and manage your entire ABL portfolio. Access real time analytics and track loan-level data.

Asset Managers

Leverage our asset modelling tools to underwrite new loans, project IRR/MOIC, and manage credit lines.

Private Credit

Access our software to manage funding operations and centralize all borrower activity in a single platform.

Speak to our experts, today.

Get simple software and tech-enabled Third Party Services, faster than ever before.